Haval Bankin Qasim is an Assistant Lecturer at the College of Administration and Economics, Nawroz University, in Duhok, Iraq. Currently in the final stage of his PhD, his academic qualifications provide a strong foundation in accounting, business administration, and operations management. His core expertise lies at the intersection of financial systems, sustainable development, and advanced artificial intelligence methodologies. His research investigates complex modern economic challenges, specializing in applying machine learning frameworks like GMM and GRU to analyze electronic payments and financial markets. Academic Qualifications PhD Student: Production and Operation Management Master's Degree: Business Administration / Related Field Research & Publications The impact of strategic bridging on sustainability maturity in the construction industry sector: an applied study in Iraq. Journal of Arts, June 2026. URL: https://www.tu.edu.ye/journals/index.php/artsmain Sustainability Maturity Model and its impact on Ecological Manufacturing. Middle East Journal of Humanities and Cultural Studies, 2026. URL: http://mejournals.com/ar/index.php/mejhcs/index Analysis of Electronic Payments using the Gated Recurrent Units Artificial Intelligence model under Operational Excellence. Proceedings of the 2nd Scientific Conference of CAEC, October 2025. URL: http://caec.uod.ac Conferences & Academic Activities REAL CORP 2026 (Vienna, Austria, March 2026): Presented on the spatiotemporal analysis of Duhok's urban growth. 11th International Refereed Conference (Muscat, Oman, January 2026): Presented on machine learning approaches in financial market systems. Areas of Expertise Artificial Intelligence and Machine Learning in Finance, Sustainable Development, Financial Market Dynamics, FinTech and Electronic Payment Systems, Operational Risk Management.